Max Earnings While On Social Security 2024. Workers who collect social security before full retirement age can have benefits reduced when their earnings exceed a certain threshold. Even if you've worked for at least 35 years while consistently reaching the wage cap, claiming before age 70 will result in smaller.

For earnings in 2024, this. The maximum amount of your earnings that are counted each year towards your aime is called the “ social security wage base ” (sswb).